Home Equity Loans & Lines
The equity you have built in your home represents your own money - money that you might want to use for home improvement projects like building that much needed addition, buying a vacation property, education expenses and more. Home equity loans and lines of credit allow you to borrow against the equity in your home. What's more, interest paid may be tax deductible.*
Fixed Rate Home Equity Loans
With our fixed rate home equity loan your rate will never change, plus you get the loan proceeds up front for that special purchase. We'll even give you an extra 0.25% off our competitive rates if your loan payment is automatically deducted from one of our checking accounts for the life of the loan.
- Repayment periods available from 5 to 20 Years.
- Loan Amounts from $5,000 to $500,000.
- Visit our Lending Rates page for current rates.
Pricing for non-owner occupied may differ.
Variable Rate Home Equity Lines of Credit
Give yourself a loan in an instant. Great to have for that unexpected expense or
purchase, this revolving line of credit allows you to borrow all or a part of your
approved line of credit simply writing a check**.
- Line of Credit Amounts available from $10,000 to $500,000.
- Minimum monthly payment required is interest due on outstanding balance.
- Your rate will change with Prime Rate plus or minus a margin.
- Visit our Lending Rates page for current rates.
Fixed Rate Home Equity Lines of Credit
The ultimate in flexibility, our fixed rate home equity line provides the peace
of mind that comes with a fixed rate, along with revolving line convenience
including checkbook access up to your approved line of credit.**
- Line of Credit Amounts available from $20,000 to $1,000,000.
- Minimum monthly payment required is interest due on outstanding balance.
- Your rate is fixed for the life of the loan.
- Visit our Lending Rates page for current rates.
*Consult your tax advisor
**Minimum check amounts apply